Why you should order an appraisal from SAVERY APPRAISAL SERVICES

To many, an appraisal just looks like one more thing in the long list of items for a home sale or refinance. Practically all lenders still call in a local expert because the stakes are so high, even though there are a budding number of automated home valuation processes that might appear more economical than an appraisal. You might assume that getting a mortgage is the only reason to get an appraisal, but there are more situations when the services of a licensed, independent real estate professional might be helpful.


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Dispute your tax assessment in Tulare County

If you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from SAVERY APPRAISAL SERVICES is your best evidence when building your case. At SAVERY APPRAISAL SERVICES,we can assist you in appealing your tax assessment.

SAVERY APPRAISAL SERVICES can help you do away with PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance policy that most lenders ask home owners to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. More often than not, this added payment is bundled into the monthly mortgage payment and is soon forgotten. PMI is no longer required when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to dismiss the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, SAVERY APPRAISAL SERVICES can give you a statement regarding the value of your home. The cost of the home valuation can usually be regained in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce can be a very daunting event for both parties, and it is often more complicated by the troublesome decision of who maintains the house. It's a good idea to get an appraisal from SAVERY APPRAISAL SERVICES so both parties are entirely aware of the true market value of their house, regardless of the circumstances.

If the parties want to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Fair and accurate estate liquidation with SAVERY APPRAISAL SERVICESSettling an estate

Losing a loved one is a difficult time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the certain value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

SAVERY APPRAISAL SERVICES can assist you in relocating to or from Tulare County

Moving due to a job change can be a real pain, and we understand. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. During our detailed process, we recommend relocating employees to provide remarks on the positive characteristics of their property, as well as information regarding any current sales or listings in their neighborhood that they want considered.

Selling your home quickly at the right price

A professional appraisal will help you make a better educated decision when determining your asking price, whether you choose to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees are calculated on our efforts to finish the appraisal report and not a percentage of the sales price.

On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties are on the market. So, seeking a professional appraisal is a trusted way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.